Monday, November 18, 2013

Bankruptcy Quotes: Finding BK Lawyers

While personal referrals are the best way to find a trusted bankruptcy attorney, many people do not want to share their financial troubles with friends or relatives. If personal referrals are not an option for you using the internet may be your best tactic for finding a good bankruptcy attorney. How To Find A Bankruptcy Attorney on http://sacramentobankruptcylawyer.us

You should be looking for a qualified bankruptcy attorney who charges a transparent fee. You should hire a bankruptcy attorney who has their act together and who adds value to your case by charging less than the estimated value of your discharge. The right bankruptcy attorney will take their time explaining the law to you during the free consultation, and will not pressure you to sign a representation agreement. Once you have found a Santa Rosa bankruptcy attorney like this, consider hiring them to represent you in your bankruptcy. You will probably fare better with this bankruptcy attorney than a supposedly “cheap” one.  http://santarosabankruptcy.us/

Tuesday, November 12, 2013

How Much Does Chapter 7 Bankruptcy Cost?

Everyone wants to know what their bankruptcy will cost before they pick up the phone and call a bankruptcy attorney.  Unfortunately, bankruptcy attorneys do not post prices online or guarantee certain prices in advertisements.*  Hiring a bankruptcy attorney is not like ordering a medium pizza.  All chapter 7 bankruptcies do not cost the same amount; the total cost of your chapter 7 bankruptcy will depend on the complexity of your case

If you have a no-asset case (all assets are covered by bankruptcy exemptions) your chapter 7 bankruptcy will cost less.  If you have very little income such that you circumvent the means test your bankruptcy will cost less.  If you do not have any dischargeability issues, do not own a business, and do not have any problem debts your bankruptcy will also cost less.

The cost of your chapter 7 bankruptcy will include the attorney's fee, filing fee, credit counseling, and possibly the cost of buying a credit report and tax transcripts.

*(Well, that's not strictly true.  Some petition mills post ads guaranteeing a certain price for a chapter 7 bankruptcy, but the total cost of chapter 7 bankruptcy always turns out to be greater than the posted price.)