Credit Card Debt After Divorce
The good news is that credit card debt is generally dischargeable in bankruptcy. Credit card debt that is unsecured can be eliminated in chapter 7 bankruptcy and chapter 13 bankruptcy without much difficulty. The only exception pertains to very recent credit card debt which may be vulnerable to claims of "bankruptcy fraud." Nevertheless, with the guidance of a local bankruptcy attorney credit card debt is one of the easiest forms of debt to eliminate in bankruptcy.
Child Support and Spousal Support After Divorce
Whereas bankruptcy can provide relief with respect to credit card debt, it does not relieve debtors of their obligation to pay past and future child and spousal support. Simply put, domestic support obligations as defined in the bankruptcy code include child support and spousal support - and unfortunately the bankruptcy code makes domestic support obligations non-dischargeable in chapter 7 bankruptcy and chapter 13 bankruptcy.